I am a recent college graduate. I am roughly $50,000 in debt with student loans. It wouldn't be that much of an issue if they were federal loans, but they are private loans with 18% interest rates. If anyone can spare some help it would be greatly appreciated. I have been surviving on my own since I was 18 when my mother passed away. My father is not in the picture. I am currently employed but barely getting by. I have been working two jobs to keep my loans square because one default payment and they rise to 25%. PLEASE HELP Sincerely Cory God Bless